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Dave Ramsey – Baby Step 1 “Small Emergency Fund”

January 12th, 2015

Dave Ramsey establishes a starting point in a financial fitness program – quickly save $1,000 cash in a starter, beginner emergency fund.

Curtis has Dave Ramsey’s books and audiobooks. Click here for availability.

Remember – It is going to rain. You need a rainy day fund.
— Dave Ramsey

Tax Forms Update

January 12th, 2015

tax formsThese are the tax forms and publications that we expect to have available at the Curtis Library (plan to see them towards the end of January):

– Forms 1040, 1040A and 1040EZ
– Publication 17, one reference copy for each participant (Taxpayers
will be able to access Publication 17 in English and Spanish online from irs.gov/Pub17 and, new this year, it will also be available as a free e-Pub for downloading from IRS.gov and viewing on most e-Readers and other
mobile devices.)
– Publication 4604 (EN/SP), Use the Web for IRS Tax Products &
Information
– Publication 1132, Reproducible Copies of Federal Tax Forms and
Instructions
– The TFOP Poster Package which includes:

o Publication 1169, Need Tax Help?

o Publication 1258, Where Should I Send This?

o Publication 1309, Tax Forms This Way Publication

o Publication 1725, If The Form Fits…Use It

These can be ordered by visiting this page.
http://www.irs.gov/uac/Forms-and-Publications-by-U.S.-Mail

– IRS.gov/Forms <http://www.irs.gov/Forms-&-Pubs> – to view and download
– IRS.gov/orderforms <http://www.irs.gov/orderforms> – to order tax
products to be delivered by mail
– 1-800-829-3676 – to order tax products to be delivered by mail

Death, taxes and childbirth! There’s never any convenient time for any of them.
― Margaret Mitchell, Gone with the Wind

7 Things You Can Do When You’re Unemployed

January 8th, 2015

Just been made unemployed and no idea what to do next?

If so, here are some suggestions for you…

1. Apply for Maine Unemployment Benefits

Website: www.maine.gov/labor/unemployment/benefits.html

Curtis offers professionally maintained Public PCs with high-speed Internet.

2. Create or update your resume

Visit Curtis’ Job Search Neighborhood for books on how to write resumes and cover letters.

The library’s public PCs have Microsoft Word which you can use to create and edit your resume and cover letters.

Need help saving your documents? Ask a Curtis Staff Member.

Curtis Money Books

3. Search for a new job

Curtis’ Job Search Neighborhood has books on:

  • how to prepare for a job interview
  • job searching
  • how to change careers

Use the Library’s Job Search page to get started.

You may also wish to consider registering with a Temporary Staffing Agency.

4. Get some new skills / Sharpen your existing skills

– Curtis has books on how to do most anything (search the Library Catalog and/or ask a Curtis Librarian)

– Flip through the computer help books within the Science & Technology Neighborhood
Need help? Reference Librarians are standing by to assist you

– Your Curtis Library Card gives you free access to the Learning Express Library which offers unlimited, 24/7 access to targeted skill–building interactive courses in many subjects which can be most valuable to today’s job seekers. Click here to learn more about the Learning Express Library.

– Attend Curtis’ Tech Meetups (check the library’s calendar of events or ask a Curtis Librarian)

Merrymeeting Adult Education offers adult education courses in five categories.

5. Volunteer

There are volunteer opportunities available right here at Curtis Library.

Read Volunteer Coordinator Jessica Flaherty’s blog post on Volunteering as a Pathway to Employment.

6. Start your own business

You can start a home (or library-based) business with little or no money.

For example, you can create your own product (digital or physical) and sell it; sell existing products; sell your services as a tutor, music teacher, consultant, landscaper, painter and so forth.

Whichever business you decide to start, Curtis has valuable resources for you.

7. Stay Positive and Productive!

It’s not that I’m so smart, it’s just that I stay with problems longer.

– Albert Einstein

Video: 50 Home Business Ideas

January 5th, 2015

These are, of course, just ideas.

Many will not be for you…

But some may give you ideas for businesses you can start.

And, you may already possess the necessary skills for some of these home business ideas…

Remember that Curtis has many resources to support business owners and entrepreneurs such as:

– computers with Microsoft Office
– computer help books
Learning Express Library
– print & digital business resources
– wi-fi
– tutoring rooms
– and of course professional Librarians

Formal education will make you a living; self-education will make you a fortune.
– Jim Rohn

2014 Maine 1040ME Individual Income Tax Booklet and Form

January 2nd, 2015

How do I get a Maine individual income tax booklet and a form?

  • Booklets and forms are available for download from the Maine Revenue Services website at www.maine.gov/revenue/forms.
  • Individual taxpayers who would like to have a booklet mailed directly to them may:
    • Order on-line using the Maine Revenue Services Electronic Request form at www.maine.gov/revenue/forms/FormsReq_form.html, or
    • Call the forms line at 207-624-7894 (leave your name and mailing address), or
    • Write to Maine Revenue Services, PO Box 9107, Augusta, Maine, 04332-9107.

Maine FastFile

Electronic filing and payment services

More than 80% of the Maine individual income tax returns filed each year are now filed using Maine Fastfile. It’s fast, easy and no paper forms are needed.

Maine I-File
Maine E-File
Maine EZ-Pay
I-File Logo Maine efile logo Maine EZPAY Logo

Visit www.mine.gov/revenue/netfile/gateway2.htm for more information.