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Five Dos and Don’ts That Can Help You Achieve Greater Financial Security

March 3rd, 2014

adobe-blueprint-pdf-symbol-iconWith the unemployment rate slowly falling, many Americans are facing a healthier job market and trying to get their financial lives back on track.

Drawing on the findings of the FINRA Investor Education Foundation’s National Financial Capability Study of more than 25,000 Americans, the FINRA Foundation has developed five tips to help consumers both manage their day-to-day financial challenges and build a brighter financial future in 2014.

Free PDF download:

>>> Five Dos and Don’ts Investor Checklist

I try not to borrow, first you borrow then you beg.
― Ernest Hemingway

Money Matters: Online Video Series

March 3rd, 2014

Based on the FDIC’s Money Smart Financial Education Series – These videos were produced by the Apache Junction Public Library, AZ and made possible by a grant from the FINRA Investor Education Foundation through Smart investing@your library®, a partnership with the American Library Association.

If you want to know what God thinks of money, just look at the people he gave it to.
– Dorothy Parker

Help With Maine Property Tax Fairness Credit

February 11th, 2014

cartoonAs you may already know, AARP “Tax-Aide” volunteers are standing by here at Curtis to help you with your Federal and State Tax Returns.

But did you also know that you can get help getting your Maine Property Tax Assistance Credit?

(The Circuitbreaker Program has been replaced by a refundable Property Tax Fairness Credit that can be claimed on the Maine Individual Income Tax Form – http://www.maine.gov/revenue/taxrelief/tnr.htm)

NOTE: You can if you wish get help with only filling out and filing the form for the Property Tax Fairness Credit.

Call the Curtis Reference Desk at 725-5242 ext. 510 to make an appointment.

There is no worse tyranny than to force a man to pay for what he does not want merely because you think it would be good for him.
― Robert A. Heinlein, The Moon Is a Harsh Mistress

Get Help With Your Tax Return

February 10th, 2014

aarp-tax-helpAARP Tax Prep appointments:

– Mondays 10:30 am – 2:30 pm

– Wednesday afternoons 3:30 – 7:30 pm

– Fridays 12:30 – 3:30 pm

AARP “Tax-Aide” volunteers are ready to help prepare federal and state income tax returns. This free service is sponsored by the IRS and the AARP Foundation.

Tax-Aide counselors are trained, tested and certified each year. Appointments are made at the reference desk (x510).

What You’ll Need to Bring

1. Driver’s License or other photo ID

2. Social Security Card or another form from the Social Security Administration for every person on the return. They can’t do the taxes without it

3. Last year’s tax returns + W2 and 1099 forms

Get or Replace a Social Security Card

Application Form

How to replace a Social Security Card for an adult:
Replace a Social Security Card for an Adult

Local Social Security office in Portland:

550 Forest Ave
Portland, ME 04101
(207) 771-2851

MAP

7 Reasons to Visit (and Revisit) the Curtis Library

February 4th, 2014

1. A rainbow of reading for all ages

cooking and entertaining neighborhood - 2nd floor

cooking and entertaining neighborhood – 2nd floor

At Curtis, readers will be pleased to find the New Books Room, the Best Seller Express, the large print collection, monthly themes such as “Royal Reads” and “O Canada Mysteries,” and Book “Neighborhoods” such as “Biographies” and “Crafts & Hobbies.”

But did you know many popular e-books can be checked out as well? The best part of that technology? No need to return so no risk of late fees. You can borrow ereaders from Curtis as well. But, you need to return those.

2. Wi-Free

Curtis offers free high-speed wifi. Public computers connected to Networked Printers are available as well. Whether you're job seeking or catching up with old friends, this is a great option to save money on the cost of monthly Internet access.

Curtis offer software and other resources to help patrons create resumes and other employment materials.

3. Research

Another cool part is that you can often avoid many pay walls for databases like Ancestry.com, HeritageQuest, MARVEL! and LearningExpress.

4. That's entertainment

Curtis members (i.e. Library card holders) can download ebooks, audiobooks and movies for free. You can also borrow CDs from the library’s varied and extensive music collection.

Safety Last - Criterion Collection DVD

Safety Last – Criterion Collection DVD

Peruse the DVD section of Curtis and you might be surprised by what you find. Curtis buys the latest popular releases, classic films, international films and notable films from the Criterion Collection.

Take the Library Art Walk: Curtis has an extensive collection of paintings, textiles, historical maps & photos, rugs, and statues.

5. Staying for the course

Classes at Curtis include everything from crafting "make and takes" to tech meetup "appy hours" to Cornerstones of Science presentations to food lit discussions. Local organizations and educational institutions such as the Midcoast Senior College frequently hold lively multimedia presentations at Curtis.

(Follow Curtis on Twitter to be notified of such events.)

staying-for-the-course

Craft Meetup: Folded Book Pages

6. Social network

Curtis offers numerous weekly events for young children and their caregivers such as “Finger Fun With Miss Teresa,” “Time for Twos” and the “Musical Toddler Gathering.” It's a chance for new parents to introduce their babies to reading and to other families.

Programs designed for teens such as “NERF Turf” and the “Chocolate Fest” are also becoming increasingly popular.

Nearly half of library users brought their child to a class or other event, according to a Library Services in a Digital Age survey.

Book clubs are another way to meet other readers and socialize. Curtis offers the Monday Afternoon Book Group and the Just Desserts Mystery Discussion Group.

7. Peace & Quiet

Study rooms are a great option if you're a teen working on a group project or someone who just needs some time to enjoy the sound of silence. Rooms used for quiet study and tutoring are located on the 2nd floor of the library near the Reference Desk.

What is your favorite part of your library? Visit our Facebook page and let us know.

I have always imagined that Paradise will be a kind of library.
― Jorge Luis Borges