Once a month or so we will highlight some books from our Personal Finance Collection. This month I want to focus on what I call “practical economics.” These great resources offer tips that we call ALL use to better improve our pocketbooks!
Everyday Finances for the Everyday Family by Mike Yorkey takes the mystery out of s-t-r-e-t-c-h-i-n-g your hard-earned dollars. He sums the secret to successful living up in three simple steps: (1) deny some of your wants, (2) spend less than you earn, and (3) avoid “bad debts,” such as carrying a high balance on a credit card. This easy-to-read resource guides you through commonsense principles that can help your family budget, spend, and save money wisely.
Be CentsAble: How to Cut Your Household Budget in Half by Chrissy Pate and Kristin McKee offers a detailed look at slashing household expenses. One of their key strategies is savvy coupon use: stacking savings—purchasing goods already on sale with additional coupons. They present a plethora of information about coupons themselves, where to find them and how to use them properly in conjunction with sales on particular groceries. Nearly half of the book is devoted to grocery shopping, including tips on which stores to visit, and how to plan meals and win at consumerism.
Be Thrifty: How to Live Better With Less by Pia Catton and Califia Suntree. Be Thrifty is not about being cheap―it’s about being smart and self-sufficient. Drawing on the work of experts in every field, it shows how to cut your food bills, cut your credit card debt―cut your own hair. Financial writers explain how to create a budget, and the thriftiest ways to invest in the market. Professional chefs give step-by-step advice for shopping for the cheapest, tastiest ingredients. There are also tips on creating a home spa; why beeswax candles burn the longest; the twenty best bottles of wine for under $10; tips for building a budget music collection, including how to buy from a flea market with confidence; how to sell your home without a realtor; the basics of negotiating a killer rate on a car; keeping your clothes looking great without a trip to the dry cleaner; unspooling old sweaters and repurposing the wool; the stuff you should buy in bulk and the stuff you shouldn’t; how to outfit a nursery; and much, much, much more.
The Everything Budgeting Book by Tere Stouffer is a basic budgeting book that shows you how to improve spending patterns, save on everyday expenses, keep finances in order, prepare for unexpected events, and plan for the future.