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Energy Savers Guide: Tips on Saving Money and Energy at Home

April 22nd, 2014

save-energy-and-money-at-homeFrom energy.gov:

Easy low-cost and no-cost ways to save energy.

  • Install a programmable thermostat to lower utility bills and manage your heating and cooling systems efficiently.
  • Air dry dishes instead of using your dishwasher’s drying cycle.
  • Turn things off when you are not in the room such as lights, TVs, entertainment systems, and your computer and monitor.
  • Plug home electronics, such as TVs and DVD players, into power strips; turn the power strips off when the equipment is not in use — TVs and DVDs in standby mode still use several watts of power.
  • Lower the thermostat on your water heater to 120°F.
  • Take short showers instead of baths and use low-flow showerheads for additional energy savings.
  • Wash only full loads of dishes and clothes.
  • Air dry clothes.
  • Check to see that windows and doors are closed when heating or cooling your home.
  • Drive sensibly; aggressive driving such as speeding, and rapid acceleration and braking, wastes fuel.
  • Look for the ENERGY STAR™ label on light bulbs, home appliances, electronics, and other products. ENERGY STAR products meet strict efficiency guidelines set by the U.S. Environmental Protection Agency and the U.S. Department of Energy.

A simple fact that is hard to learn is that the time to save money is when you have some.
- Joe Moore

Tips for Change E-Book

March 17th, 2014

April is Financial Literacy Month and it’s rapidly approaching!

Download the e-book to read tips submitted by financially savvy consumers.

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I’m living so far beyond my income that we may almost be said to be living apart.”
― E.E. Cummings

Your 30 Step Path to Financial Wellness

March 13th, 2014

Financial Literacy MonthFree Personal Finance Resources from Money Management International.

The first and most important step in developing and following a financial plan is to examine your attitudes about money. Are you ready to accept responsibility for changing your financial situation? Do you believe that you can and will change the way you make financial decisions? Can you identify at least one benefit you hope to gain by changing your money management behavior?

Download the free Financial Literacy Month e-book

A wise person should have money in their head, but not in their heart.
– Jonathan Swift

To Your Credit: Online Video Series

March 12th, 2014

Based on the FDIC’s Money Smart Financial Education Series – These videos were produced by the Apache Junction Public Library, AZ and made possible by a grant from the FINRA Investor Education Foundation through Smart investing@your library®, a partnership with the American Library Association.

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Money won’t create success, the freedom to make it will.
– Nelson Mandella

Five Dos and Don’ts That Can Help You Achieve Greater Financial Security

March 3rd, 2014

adobe-blueprint-pdf-symbol-iconWith the unemployment rate slowly falling, many Americans are facing a healthier job market and trying to get their financial lives back on track.

Drawing on the findings of the FINRA Investor Education Foundation’s National Financial Capability Study of more than 25,000 Americans, the FINRA Foundation has developed five tips to help consumers both manage their day-to-day financial challenges and build a brighter financial future in 2014.

Free PDF download:

>>> Five Dos and Don’ts Investor Checklist

I try not to borrow, first you borrow then you beg.
― Ernest Hemingway